Full service bank.
Member FDIC.
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Consumer Checking Accounts

Account Type Minimum to Open Minimum Balance Requirement Monthly Fee Waived With One Minimum Requirement Paper Statement Fee Interest Paid Free Checks Rewards
CSSB Base Checking $50 $0 $0 $5
Waived if enrolled in E-Statements
No No - Paper Statement with Check Images
- Touch Tone Teller
- Debit/ATM Card
- Direct Deposit
- Ready Reserve / Overdraft Protection
- Internet Banking
- Mobile Banking
- Text, Email, Mobile banking account alerts
- P2P
- Shazam Bolt
- Bill Pay
CSSB Builder Checking $300 - $300 account minimum
- $300 account average
- $3,500 in combination of all deposit accounts at CornerStone State Bank
$5 $5
Waived if enrolled in E-Statements
Interest earned > $599

Variable
No - Paper Statement with Check Images
- Touch Tone Teller
- Debit/ATM Card
- Direct Deposit
- Ready Reserve / Overdraft Protection
- Internet Banking
- Mobile Banking
- Text, Email, Mobile banking account alerts
- P2P
- Shazam Bolt
- Bill Pay
CSSB Gems Checking
(50 yrs. & older)
$500 - $500 account minimum
- $700 account average
- $1,500 in combination of all deposit accounts at CornerStone State Bank
$10 $0 Yes,
Variable
**
Yes 1/year - No Fee Money Orders or Cashiers Checks
- No Fee Notary Service
- 10 Free photocopies per month
- Paper Statement monthly with Check Images
- Touch Tone Teller
- Debit/ATM Card
- Direct Deposit
- Ready Reserve / Overdraft Protection
- Internet Banking
- Mobile Banking
- Text, Email, Mobile banking account alerts
- P2P
- Shazam Bolt
- Bill Pay
CornerStone Gold Checking $15,000 - $15,000 account minimum
- $15,000 account average
- $50,000 in combination of all deposit accounts at CornerStone State Bank
$15 monthly maintenance fee $0 Yes,
Variable
Yes - No monthly fee for ATM Card available with separate application
- No Fee Money Orders or Cashiers Checks (5 per month)
- No Fee on Notary & Signature Guarantee
- 5 Free photocopies per month
- Touch Tone Teller
- Direct Deposit
- Internet Banking
- Mobile Banking
- Text, Email, Mobile banking account alerts
- E-Statements
- Bill Pay
Free standard style checks, single or duplicate - 1 box per order

** We may change the rate on interest bearing accounts, at any time, at our discretion. We use the daily collected balance method to calculate the interest on this account. This method applies a daily periodic rate to the collected principal balance in the account each day.

- CornerStone State Bank reserves the right to change account types based on legal regulation changes or activity changes. Written notice will precede any account type changes.

- Subject to service charges if dormant for 6 months.
- No Monthly Service/Maintenance Charge on Debit-ATM Card.
- Statement frequency - monthly
- There will be a $5 inactive fee for not using Bill Pay once a month
- If you would like Internet or mobile access to your accounts please enroll on our Website