Club Accounts

CornerStone State Bank Gems

The definition of a "Gem" is a beloved or highly prized person. If you are age 50 and over and maintain $1,500 on deposit at CornerStone State Bank in any account or combination of accounts, you are eligible to be a "Gem".

What are the benefits?

  • Interest Bearing Checking Account
    No service charge checking account with unlimited check writing, by simply maintaining $1,500 on deposit at CornerStone State Bank.
  • Free Checks
    One free order of specialty mint checks per year
  • Free Notary Service
  • Free Photocopying Service
    Limit of 10 copies per month.
  • Cashier's Checks – No Fee
  • Money Orders – No Fee
  • Special Functions
    Special member functions are held periodically. They will be announced in the newsletter.
  • The Newsletter
    A newsletter will be sent to each member, bringing them up-to-date on what is happening in the club, useful information, future special events and activities.
  • Direct Deposit of Social Security, Pension and Retirement Checks.
  • Financial Counseling
    Individual Retirement Accounts
    Investment Accounts
    Money Market Account
    Tax-free Investment Accounts

CornerStone State Bank "Treasures"

It is a club for young people. The definition of a "treasure" is one considered especially precious or valuable and that is what you are at CornerStone State Bank. If you are age 2 through 14 and have a savings account at CornerStone State Bank, you are eligible to join the "Treasures".

What are the benefits?

  • Special Drawings & Promotions
  • Special Rewards for Saving
    Treasures will receive a special gift from the Treasure Chest each time they make a deposit.
  • Annual Treasure Map for Savings Rewards
    Each time you make a deposit to your savings account, a stamp will be entered on your "Treasure" map. At the end of each year the "Treasure" that has saved the most for the year will receive a special prize.
  • Special Functions
    Special member functions are held periodically. They will be announced in the newsletter
  • The Newsletter
    A newsletter will be sent to each member, bringing them up-to-date on what is happening in the club, useful information, future special events and activities.

How Do I Become a Treasure?

If you are interested in becoming a member of the "Treasures", please stop in and see a Customer Service Rep at CornerStone State Bank. The "Treasures" Club can only be found at CornerStone State Bank.

CornerStone State Bank "Mascot Checking"

"What is Mascot Checking?

It is a checking account for ages 13 to 23.

What are the benefits?

  • Free Sweep transfers
  • Debit/ATM Card
  • Internet Access
  • Interest earned on ledger balance over $100
  • Checks will be offered
  • Free Flash Drive at account opening

"Features"[i]

  • Ages 13 to 23 - if under 18, an adult must be present at account opening.
  • Opening deposit = $100.00 minimum
  • Minimum balance = $10.00(subject to $5.00 Maintenance charge)
  • Add $5.00 Statement Fee for Paper Statements

[i] We may change the rate on interest bearing accounts, at any time, at our discretion. We use the daily collected balance method to calculate the interest on this account. This method applies a daily periodic rate to the collected principal balance in the account each day. CornerStone State Bank reserves the right to change account types based on legal regulation changes or activity changes. A written notice will precede any changes in the account. Subject to service charges if dormant for 6 months.