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CornerStone State Bank Interest Rates

Effective: 06/29/2016

Interest Bearing Accounts - Compounded Monthly
  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000 to
$149,999.99
$150,000+
Minimum Deposit
Requirement
to Open Account
Account Type Rate APY Rate APY Rate APY Rate APY
$500 CornerStone Gems Checking 0.10% 0.10% 0.10% 0.10% 0.15% 0.15% 0.20% 0.20%
$300 CornerStone Builder Checking-Int@>599 0.10% 0.10% 0.10% 0.10% 0.15% 0.15% 0.20% 0.20%
$15,000 CornerStone Gold/VIP Checking 0.10% 0.10% 0.10% 0.10% 0.15% 0.15% 0.20% 0.20%
$50 CornerStone Mascot Checking-Int@>100 0.10% 0.10% 0.10% 0.10% 0.15% 0.15% 0.20% 0.20%
$0 CornerStone Regular Business Checking 0.10% 0.10% 0.10% 0.10% 0.15% 0.15% 0.20% 0.20%
$1000 CornerStone Personal Money Market 0.20% 0.20% 0.30% 0.30% 0.35% 0.35% 0.35% 0.35%
$1000 CornerStone Business Money Market 0.20% 0.20% 0.30% 0.30% 0.35% 0.35% 0.35% 0.35%
$15,000 CornerStone Gold/VIP Money Market 0.20% 0.20% 0.30% 0.30% 0.35% 0.35% 0.35% 0.35%
$1000 CornerStone Public Money Market 0.20% 0.20% 0.30% 0.30% 0.35% 0.35% 0.35% 0.35%
$600 CornerStone Public Funds Business 0.10% 0.10% 0.10% 0.10% 0.15% 0.15% 0.20% 0.20%
$600 NOW Checking 0.10% 0.10% 0.10% 0.10% 0.15% 0.15% 0.20% 0.20%
$600 P.F. Now Checking 0.10% 0.10% 0.10% 0.10% 0.15% 0.15% 0.20% 0.20%
$600 Club 0.10% 0.10% 0.10% 0.10% 0.15% 0.15% 0.20% 0.20%
 
Interest Bearing Accounts - Compounded Quarterly
  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000 to
$149,999.99
$150,000+
Minimum Deposit
Requirement
to Open Account
Account Type Rate APY Rate APY Rate APY Rate APY
$100 CornerStone Personal Savings 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15%
$50 CornerStone Minor Savings 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15%
$2500 CornerStone Gold/VIP Savings 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20%
$100 CornerStone Public Funds Savings 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15%
$100 CornerStone Non-Profit-Int@>599 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25%
$50 CornerStone HSA/IRA Savings 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20%
$5 CornerStone Christmas Club Savings 0.25% 0.25%            
 
Certificates of Deposit (C.D.) - Compounded Quarterly
  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000+
Minimum Deposit
Requirement
to Open Account
Account Type Rate APY Rate APY Rate APY
$1000 3 - Month C.D. 0.20% 0.20% 0.25% 0.25% 0.25% 0.25%
 
Certificates of Deposit (C.D.) - Compounded Semi-Annually
  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000+
Minimum Deposit
Requirement
to Open Account
Account Type Rate APY Rate APY Rate APY
$1000 6 - Month C.D. 0.30% 0.30% 0.35% 0.35% 0.35% 0.35%
$500 12 - 23 Month C.D. 0.45% 0.45% 0.50% 0.50% 0.50% 0.50%
$500 24 - 35 Month C.D. 0.65% 0.65% 0.70% 0.70% 0.70% 0.70%
$500 36 - 48 Month C.D. 0.70% 0.70% 0.75% 0.75% 0.75% 0.75%
$500 60 Month C.D. 0.80% 0.80% 0.85% 0.85% 0.90% 0.90%
$500 IRA 36-48 month C.D. 0.70% 0.70% 0.75% 0.75% 0.75% 0.75%
 

 

  • Early withdrawal penalty = 1 year or less = loss of 90 Days of interest/over 1 year = loss of 180 days of interest
  • APY = Annual Percentage Yield
  • Checking, Money market and Savings Accounts are variable rate, therefore rate may change after account is opened. Fees could reduce earnings.
  • See an employee for further details.
  • Rate = Interest Rate