CornerStone State Bank Interest Rates

Effective: 6/17/2022

Interest Bearing Accounts – Compounded Monthly

  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000 to
$149,999.99
$150,000+
Minimum Deposit Requirement to Open AccountAccount TypeRateAPYRateAPYRateAPYRateAPY
$500CornerStone Gems Checking0.15%0.15%0.25%0.25%0.35%0.35%0.50%0.50%
$500CornerStone Builder Checking-Int@>599 0.20%0.20%0.25%0.25%0.35%0.35%0.50%0.50%
$15,000CornerStone Gold/VIP Checking0.20%0.20%0.25%0.25%0.35%0.35%0.50%0.50%
$50CornerStone Mascot Checking-Int@>1000.15%0.15%0.25%0.25%0.35%0.35%0.50%0.50%
$0CornerStone Regular Business Checking0.15%0.15%0.25%0.25%0.35%0.35%0.50%0.50%
$1000CornerStone Personal Money Market0.20%0.20%0.25%0.25%0.35%0.35%0.80%0.80%
$1000CornerStone Business Money Market0.20%0.20%0.25%0.25%0.35%0.35%0.80%0.80%
$15,000CornerStone Gold/VIP Money Market0.25%0.25%0.35%0.35%0.50%0.50%0.85%0.85%
$1000CornerStone Public Money Market0.12%0.12%0.17%0.17%0.22%0.22%0.65%0.65%
$0Public Funds Checking0.12%0.12%0.17%0.17%0.22%0.22%0.32%0.32%

Interest Bearing Accounts – Compounded Quarterly

  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000 to
$149,999.99
$150,000+
Minimum Deposit Requirement to Open AccountAccount TypeRateAPYRateAPYRateAPYRateAPY
$50CornerStone Personal Savings0.20%0.20%0.30%0.30%0.40%0.40%0.50%0.50%
$100CornerStone Business Savings0.20%0.20%0.30%0.30%0.40%0.40%0.50%0.50%
$50CornerStone Minor Savings0.20%0.20%0.30%0.30%0.40%0.40%0.50%0.50%
$2500CornerStone Gold/VIP Savings0.25%0.25%0.30%0.30%0.45%0.45%0.55%0.55%
$100CornerStone Public Funds Savings0.17%0.17%0.22%0.22%0.32%0.32%0.37%0.37%
$100CornerStone Non-Profit-Int@>5990.30%0.30%0.40%0.40%0.50%0.50%0.60%0.60%
$50CornerStone HSA/IRA Savings0.25%0.25%0.35%0.35%0.45%0.45%0.60%0.60%
$5CornerStone Christmas Club Savings 0.30%0.30%

Certificates of Deposit (C.D.) – Compounded Quarterly

  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000+
Minimum Deposit Requirement to Open AccountAccount TypeRateAPYRateAPYRateAPY
$10003 - Month C.D.0.20%0.20%0.35%0.35%0.45%0.45%

Certificates of Deposit (C.D.) – Compounded Semi-Annually

  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000 to
$199,999.99
$200,000+
Minimum Deposit Requirement to Open AccountAccount TypeRateAPYRateAPYRateAPYRateAPY
$10006 - Month C.D.0.25%0.25%0.40% 0.40% 0.50%0.50%
$50012 - 23 Month C.D. 0.35%0.35%0.50%0.50%0.60%0.60%1.40%1.41%
$50024 - 35 Month C.D. 0.45%0.45%0.60%0.60%0.70%0.70%
$50036 - 48 Month C.D. 0.65%0.65%0.70%0.70%0.90%0.90%1.75%1.76%
$50060 - Month C.D. 0.75%0.75%0.80%0.80%1.00%1.00%
$500IRA 36-48 month C.D. 1.05%1.05%1.15%1.15%1.75%1.76%
  • Early withdrawal penalty = 1 year or less = loss of 90 Days of interest / Over 1 year = loss of 180 days of interest
  • APY = Annual Percentage Yield
  • Checking, Money Market and Savings Accounts are variable rate, therefore rate may change after account is opened. Fees could reduce earnings.
  • See an employee for further details.
  • Rate = Interest Rate