CornerStone State Bank Interest Rates

Effective: 12/9/2022

Interest Bearing Accounts – Compounded Monthly

  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000 to
$149,999.99
$150,000+
Minimum Deposit Requirement to Open AccountAccount TypeRateAPYRateAPYRateAPYRateAPY
$500CornerStone Gems Checking0.35%0.35%0.45%0.45%0.55%0.55%0.70%0.70%
$500CornerStone Builder Checking-Int@>599 0.40%0.40%0.45%0.45%0.55%0.55%0.70%0.70%
$15,000CornerStone Gold/VIP Checking0.40%0.40%0.45%0.45%0.55%0.55%0.70%0.70%
$50CornerStone Mascot Checking-Int@>1000.35%0.35%0.45%0.45%0.55%0.55%0.70%0.70%
$0CornerStone Regular Business Checking0.35%0.35%0.45%0.45%0.55%0.55%0.70%0.70%
$1000CornerStone Personal Money Market0.40%0.40%0.70%0.70%1.40%1.41%1.85%1.87%
$1000CornerStone Business Money Market0.40%0.40%0.70%0.70%1.40%1.41%1.85%1.87%
$15,000CornerStone Gold/VIP Money Market0.45%0.45%0.80%0.80%1.55%1.56%1.90%1.92%
$1000CornerStone Public Money Market0.32%0.32%0.62%0.62%1.27%1.28%1.70%1.71%
$0Public Funds Checking0.32%0.32%0.37%0.37%1.27%1.28%1.37%1.38%

Interest Bearing Accounts – Compounded Quarterly

  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000 to
$149,999.99
$150,000+
Minimum Deposit Requirement to Open AccountAccount TypeRateAPYRateAPYRateAPYRateAPY
$50CornerStone Personal Savings0.40%0.40%0.50%0.50%0.60%0.60%0.70%0.70%
$100CornerStone Business Savings0.40%0.40%0.50%0.50%0.60%0.60%0.70%0.70%
$50CornerStone Minor Savings0.40%0.40%0.50%0.50%0.60%0.60%0.70%0.70%
$2500CornerStone Gold/VIP Savings0.45%0.45%0.50%0.50%0.65%0.65%0.75%0.75%
$100CornerStone Public Funds Savings0.37%0.37%0.42%0.42%0.52%0.52%0.57%0.57%
$100CornerStone Non-Profit-Int@>5990.50%0.50%0.60%0.60%0.70%0.70%0.80%0.80%
$50CornerStone HSA/IRA Savings0.45%0.45%0.55%0.55%0.65%0.65%0.80%0.80%
$5CornerStone Christmas Club Savings 0.50%0.50%

Certificates of Deposit (C.D.) – Compounded Quarterly

  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000+
Minimum Deposit Requirement to Open AccountAccount TypeRateAPYRateAPYRateAPY
$10003 - Month C.D.0.40%0.40%1.30%1.31%1.45%1.46%

Certificates of Deposit (C.D.) – Compounded Semi-Annually

  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000 to
$199,999.99
$200,000+
Minimum Deposit Requirement to Open AccountAccount TypeRateAPYRateAPYRateAPYRateAPY
$10006 - Month C.D.0.45%0.45%1.35% 1.36% 1.50%1.51%
$50012 - 23 Month C.D. 0.55%0.55%1.45%1.46%1.60%1.61%2.65%2.67%
$50024 - 35 Month C.D. 0.65%0.65%1.55%1.56%1.70%1.71%
$50036 - 48 Month C.D. 0.85%0.85%1.65%1.66%1.90%1.91%3.00%3.02%
$50060 - Month C.D. 0.95%0.95%1.75%1.76%2.00%2.01%
$500IRA 36-48 month C.D. 1.25%1.25%2.10%2.11%2.75%2.77%3.00%3.02%
  • Early withdrawal penalty = 1 year or less = loss of 90 Days of interest / Over 1 year = loss of 180 days of interest
  • APY = Annual Percentage Yield
  • Checking, Money Market and Savings Accounts are variable rate, therefore rate may change after account is opened. Fees could reduce earnings.
  • Rate = Interest Rate
  • Effective 11/3/2022, New CD’s, $200,000 and over, must also have an active checking account, minimum of 10 entires per month.
  • See an employee for further details.