CornerStone State Bank Interest Rates

Effective: 12/01/2020

Interest Bearing Accounts – Compounded Monthly

  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000 to
$149,999.99
$150,000+
Minimum Deposit Requirement to Open AccountAccount TypeRateAPYRateAPYRateAPYRateAPY
$500CornerStone Gems Checking0.05%0.05%0.10%0.10%0.15%0.15%0.20%0.20%
$300CornerStone Builder Checking-Int@>599 0.10%0.10%0.10%0.10%0.15%0.15%0.20%0.20%
$15,000CornerStone Gold/VIP Checking0.10%0.10%0.10%0.10%0.15%0.15%0.20%0.20%
$50CornerStone Mascot Checking-Int@>1000.05%0.05%0.10%0.10%0.15%0.15%0.20%0.20%
$0CornerStone Regular Business Checking0.05%0.05%0.10%0.10%0.15%0.15%0.20%0.20%
$1000CornerStone Personal Money Market0.10%0.10%0.10%0.10%0.15%0.15%0.20%0.20%
$1000CornerStone Business Money Market0.10%0.10%0.10%0.10%0.15%0.15%0.20%0.20%
$15,000CornerStone Gold/VIP Money Market0.15%0.15%0.20%0.20%0.30%0.30%0.35%0.35%
$1000CornerStone Public Money Market0.02%0.02%0.02%0.02%0.02%0.02%0.02%0.02%
$0Public Funds Checking0.02%0.02%0.02%0.02%0.02%0.02%0.02%0.02%

Interest Bearing Accounts – Compounded Quarterly

  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000 to
$149,999.99
$150,000+
Minimum Deposit Requirement to Open AccountAccount TypeRateAPYRateAPYRateAPYRateAPY
$50CornerStone Personal Savings0.05%0.05%0.10%0.10%0.10%0.10%0.15%0.15%
$100CornerStone Business Savings0.05%0.05%0.10%0.10%0.10%0.10%0.15%0.15%
$50CornerStone Minor Savings0.05%0.05%0.10%0.10%0.10%0.10%0.15%0.15%
$2500CornerStone Gold/VIP Savings0.10%0.10%0.10%0.10%0.15%0.15%0.20%0.20%
$100CornerStone Public Funds Savings0.02%0.02%0.02%0.02%0.02%0.02%0.02%0.02%
$100CornerStone Non-Profit-Int@>5990.15%0.15%0.20%0.20%0.20%0.20%0.25%0.25%
$50CornerStone HSA/IRA Savings0.10%0.10%0.15%0.15%0.15%0.15%0.25%0.25%
$5CornerStone Christmas Club Savings 0.15%0.15%

Certificates of Deposit (C.D.) – Compounded Quarterly

  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000+
Minimum Deposit Requirement to Open AccountAccount TypeRateAPYRateAPYRateAPY
$10003 - Month C.D.0.05%0.05%0.15%0.15%0.20%0.20%

Certificates of Deposit (C.D.) – Compounded Semi-Annually

  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000+
Minimum Deposit Requirement to Open AccountAccount TypeRateAPYRateAPYRateAPY
$10006 - Month C.D.0.10%0.10%0.20% 0.20% 0.25%0.25%
$50012 - 23 Month C.D. 0.20%0.20%0.30%0.30%0.35%0.35%
$50024 - 35 Month C.D. 0.30%0.30%0.40%0.40%0.45%0.45%
$50036 - 48 Month C.D. 0.50%0.50%0.50%0.50%0.65%0.65%
$50060 - Month C.D. 0.60%0.60%0.60%0.60%0.75%0.75%
$500IRA 36-48 month C.D. 0.90%0.90%0.95%0.95%0.95%0.95%
  • Early withdrawal penalty = 1 year or less = loss of 90 Days of interest / Over 1 year = loss of 180 days of interest
  • APY = Annual Percentage Yield
  • Checking, Money Market and Savings Accounts are variable rate, therefore rate may change after account is opened. Fees could reduce earnings.
  • See an employee for further details.
  • Rate = Interest Rate