CSSB Base Checking

Minimum to Open: $50
Minimum Balance Requirement: $0
Monthly Maintenance Fee: $0
Paper Statement Fee: $7.50
– Waived if enrolled in E-Statements or Average Balance is $15,000 or higher
Interest Paid: No
Free Checks: No
Rewards:
 – Statement with Check Images
 – Debit/ATM Card
 – Direct Deposit
 – Ready Reserve / Overdraft Protection
 – Internet Banking
 – Mobile Banking
 – Mobile Deposit
 – Text, Email, Mobile banking account alerts
 – P2P
 – Shazam Brella
 – Bill Pay

CSSB Builder Checking

Minimum to Open: $500
Minimum Balance Requirement:
– $500 account minimum
– $500 account average
– $3,500 in combination of all deposit accounts at CornerStone State Bank
Monthly Maintenance Fee: $5
– Waived if account meets one of the Minimum Balance Requirements
Paper Statement Fee: $7.50
– Waived if enrolled in E-Statements or Average Balance is $15,000 or higher
Interest Paid: Interest earned > $599, Variable
Free Checks: No
Rewards:
 – Statement with Check Images
 – Debit/ATM Card
 – Direct Deposit
 – Ready Reserve / Overdraft Protection
 – Internet Banking
 – Mobile Banking
– Mobile Deposit
 – Text, Email, Mobile banking account alerts
 – P2P
 – Shazam Brella
 – Bill Pay

CSSB Gems Checking (50 yrs. & older)

Minimum to Open: $500
Minimum Balance Requirement:
– $500 account minimum
– $700 account average
– $1,500 in combination of all deposit accounts at CornerStone State Bank
Monthly Maintenance Fee: $10
– Waived if account meets one of the Minimum Balance Requirements
Paper Statement Fee: $7.50
– Waived if enrolled in E-Statements or Average balance is $15,000 or higher
Interest Paid:Yes, Variable **
Free Checks:Yes 1/year
Rewards:
– No Fee Money Orders or Cashiers Checks
– No Fee Notary Service
– 10 Free photocopies per month
– Statement monthly with Check Images
– Debit/ATM Card
– Direct Deposit
– Ready Reserve / Overdraft Protection
– Internet Banking
– Mobile Banking
– Mobile Deposit
– Text, Email, Mobile banking account alerts
– P2P
– Shazam Brella
– Bill Pay

CornerStone Gold Checking

Minimum to Open: $15,000
Minimum Balance Requirement:
– $15,000 account minimum
– $15,000 account average
– $50,000 in combination of all deposit accounts at CornerStone State Bank
Monthly Maintenance Fee: $15
– Waived if account meets one of the Minimum Balance Requirements.
Paper Statement Fee: $0
Interest Paid: Yes, Variable
Free Checks:Yes
Rewards:
– No monthly fee for ATM Card available with separate application
– No Fee Money Orders or Cashiers Checks (5 per month)
– No Fee on Notary & Signature Guarantee
– 5 Free photocopies per month
– Direct Deposit
– Internet Banking
– Mobile Banking
– Mobile Deposit
– Text, Email, Mobile banking account alerts
– E-Statements
– Bill Pay
– Free standard style checks, single or duplicate – 1 box per order

CSSB Mascot Checking (Ages 13-23)

Minimum to Open: $50
Minimum Balance Requirement: $50 account minimum
Monthly Maintenance Fee: $5
– Waived if account meets one of the Minimum Balance Requirements
Paper Statement Fee: $7.50
– Waived if enrolled in E-Statements or Average Balance is $15,000 or higher
Interest Paid: Yes, Ledger balances over $100
Free Checks: No
Rewards:
– Free Sweep Transfers
– Debit/ATM card
– Internet Banking
– Mobile Banking
– Mobile Deposit
-Free flash drive at account opening

** We may change the rate on interest bearing accounts, at any time, at our discretion. We use the daily collected balance method to calculate the interest on this account. This method applies a daily periodic rate to the collected principal balance in the account each day.

– CornerStone State Bank reserves the right to change account types based on legal regulation changes or activity changes. Written notice will precede any account type changes.

– Subject to service charges if dormant for 6 months.
– No Monthly Service/Maintenance Charge on Debit-ATM Card.
– Statement frequency – monthly
– There will be a $5 inactive fee for not using Bill Pay once a month
– If you would like Internet or mobile access to your accounts please enroll on our Website