CornerStone State Bank has a Business Account to fit your business needs.

Account is FREE to most small and intermediate businesses.

Features

  • No Fee Coin & Currency Transactions
  • Night Depository
  • Visa/MasterCard Merchant Program
  • Endorsement Stamps
  • Zipper or Lock Bags
  • Many Types Of Checks & Journals
  • Online & Mobile Banking (24hrs)
  • Free E-Statements that remain online for 18 months
  • ACH (in or out)
  • Fax Back of Account Information (24 hrs)
  • Overdraft Protection
  • Line of Credit
  • Direct Deposits
  • FDIC Insured
  • Free Check images
  • Check images remain online for 2 months
  • ATM – Access
  • Debit Card

Small Business Checking

Account Activity Fees:

  • Monthly Paper Statement Fee: $10
    • Fee is waived if enrolled in E-Statements
  • 0.16 per Debit Fee over 15 (includes checks, debit card and ACH’s)
  • 0.24 per Deposit Fee over 10 (includes electronic credits)
  • 0.09 per Transit Item Fee over 15 (other bank checks deposited)

** The Deposit, Debit and Transit Fees will be waived if the customer has an average of $10,000 on deposit. 

Regular Business Checking
Optional Interest Bearing Account

Account Activity Fees:

  • Monthly Paper Statement Fee: $10
    • Fee is waived if enrolled in E-Statements
  • 0.16 per Debit Fee (includes checks, debit card and ACH’s)
  • 0.24 per Deposit Fee (includes electronic credits)
  • 0.09 Transit Item Fee (other bank checks deposited)

** The Deposit, Debit and Transit Item Fees are waived if one of the following is met: The account has a minimum balance of $4,000 or an account average of $6,000 OR if the customer has an average of $10,000 on deposit.

  • Checking accounts held by corporations, per federal regulation, are eligible to receive interest. Corporations are allowed to have Money Funds. Call CornerStone State Bank for details.
  • Checks made out to a business cannot be cashed; they must be deposited into the business account. If you need to receive cash, you will need to write a check and cash it.
  • CornerStone State Bank reserves the right to change account types based on legal regulation changes or activity changes. Written notice will precede any account type changes.
  • Interest paid on Business Checking is variable and is subject to fluctuation as interest rates change in the Market Place.