Deposit

CornerStone State Bank Interest Rates

Effective: 12/20/2018

Interest Bearing Accounts - Compounded Monthly

$0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000 to
$149,999.99
$150,000+
Minimum Deposit Requirement to Open Account Account Type Rate APY Rate APY Rate APY Rate APY
$500 CornerStone Gems Checking 0.10% 0.10% 0.20% 0.20% 0.25% 0.25% 0.30% 0.30%
$300 CornerStone Builder Checking-Int@>599 0.10% 0.10% 0.20% 0.20% 0.25% 0.25% 0.30% 0.30%
$15,000 CornerStone Gold/VIP Checking 0.10% 0.10% 0.20% 0.20% 0.25% 0.25% 0.30% 0.30%
$50 CornerStone Mascot Checking-Int@>100 0.10% 0.10% 0.20% 0.20% 0.25% 0.25% 0.30% 0.30%
$0 CornerStone Regular Business Checking 0.10% 0.10% 0.20% 0.20% 0.25% 0.25% 0.30% 0.30%
$1000 CornerStone Personal Money Market 0.20% 0.20% 0.40% 0.40% 0.85% 0.85% 1.10% 1.10%
$1000 CornerStone Business Money Market 0.20% 0.20% 0.40% 0.40% 0.85% 0.85% 1.10% 1.10%
$15,000 CornerStone Gold/VIP Money Market 0.25% 0.25% 0.45% 0.45% 0.90% 0.90% 1.15% 1.15%
$1000 CornerStone Public Money Market 0.20% 0.20% 0.40% 0.40% 0.85% 0.85% 1.10% 1.10%
$0 Public Funds Checking 0.10% 0.10% 0.20% 0.20% 0.65% 0.65% 0.95% 0.95%
$600 Club 0.10% 0.10% 0.10% 0.10% 0.15% 0.15% 0.20% 0.20%

Interest Bearing Accounts - Compounded Quarterly

$0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000 to
$149,999.99
$150,000+
Minimum Deposit Requirement to Open Account Account Type Rate APY Rate APY Rate APY Rate APY
$50 CornerStone Personal Savings 0.15% 0.15% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25%
$100 CornerStone Business Savings 0.15% 0.15% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25%
$50 CornerStone Minor Savings 0.15% 0.15% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25%
$2500 CornerStone Gold/VIP Savings 0.20% 0.20% 0.30% 0.30% 0.30% 0.30% 0.30% 0.30%
$100 CornerStone Public Funds Savings 0.15% 0.15% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25%
$100 CornerStone Non-Profit-Int@>599 0.25% 0.25% 0.35% 0.35% 0.75% 0.75% 1.00% 1.00%
$50 CornerStone HSA/IRA Savings 0.20% 0.20% 0.30% 0.30% 0.30% 0.30% 0.30% 0.30%
$5 CornerStone Christmas Club Savings 0.25% 0.25%

Certificates of Deposit (C.D.) - Compounded Quarterly

$0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000+
Minimum Deposit Requirement to Open Account Account Type Rate APY Rate APY Rate APY
$1000 3 - Month C.D. 0.65% 0.40% 1.15% 1.15% 1.65% 1.65%

Certificates of Deposit (C.D.) - Compounded Semi-Annually

$0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000+
Minimum Deposit Requirement to Open Account Account Type Rate APY Rate APY Rate APY
$1000 6 - Month C.D. 0.75% 0.75% 1.25% 1.25% 1.75% 1.75%
$500 12 - 23 Month C.D. 0.95% 0.95% 1.40% 1.40% 1.90% 1.91%
$500 24 - 35 Month C.D. 1.05% 1.05% 1.60% 1.61% 2.10% 2.11%
$500 36 - 48 Month C.D. 1.25% 1.25% 1.95% 1.96% 2.40% 2.41%
$500 60 Month C.D. 1.35% 1.35% 2.05% 2.06% 2.70% 2.72%
$500 IRA 36-48 month C.D. 1.45% 1.46% 2.00% 2.01% 2.60% 2.62%
  • Early withdrawal penalty = 1 year or less = loss of 90 Days of interest/over 1 year = loss of 180 days of interest
  • APY = Annual Percentage Yield
  • Checking, Money market and Savings Accounts are variable rate, therefore rate may change after account is opened. Fees could reduce earnings.
  • See an employee for further details.
  • Rate = Interest Rate