Minimum Deposit and Minimum Balance Requirements: $1,000
Monthly Maintenance Fee: $10
– Waived if account meets the Minimum Balance Requirement
6 free withdrawals/debits. $1.00 activity fee per debit over 6
Paper Statement Fee: $1
– Waived if enrolled in E-Statements or average balance is $15,000 or higher
Interest Paid: Yes
Features – Benefits:
– Direct Deposit
– Internet Banking
– Mobile Banking
– Mobile Deposit
– Text, Email, Mobile Banking account alerts
– Monthly Statement
– Higher rate of interest than regular savings
– No monthly fee for ATM card available with separate application
– P2P
– Shazam Brella
CornerStone Personal Money Market Savings
Cornerstone Personal Savings
Minimum Deposit and Minimum Balance Requirements: $50
– $3,500 in combination of all deposit accounts at CornerStone State Bank
Quarterly Maintenance Fee: $3
– Waived if account meets the Minimum Balance Requirement
Quarterly Paper Statement Fee: $1
– Waived if enrolled in E-Statements or average balance is $15,000 or higher
Interest Paid: Yes
10 free withdrawals/debits per quarter. $0.50 activity fee per debit over 10
Features – Benefits:
– Direct Deposit
– Internet Banking
– Mobile Banking
– Mobile Deposit
– Text, Email, Mobile Banking account alerts
– Quarterly Statement
– Lower minimum balance required
– No monthly fee for ATM card available with separate application
– P2P
– Shazam Brella
Cornerstone Christmas Club
Minimum Deposit and Minimum Balance Requirements: $5
Maintenance Fee Waived With Requirement: No fees. No withdrawals allowed.
Interest Paid: Yes
Features – Benefits:
– A check is automatically mailed to you the first week of November.
– Internet Banking
– Mobile Banking
– Mobile Deposit
– E-statements
– Direct Deposit
– Annual Statement
Cornerstone Minor Savings
Minimum Deposit and Minimum Balance Requirements: $50
– $3,500 in combination of all deposit accounts at CornerStone State Bank
Quarterly Maintenance Fee: $3
– Waived if account meets the Minimum Balance Requirement
Quarterly Paper Statement Fee: $1
– Waived if enrolled in E-Statements or average balance is $15,000 or higher
Interest Paid: Yes
10 free withdrawals/debits per quarter. $0.50 activity fee per debit over 10
Features – Benefits:
– Direct Deposit
– Internet Banking
– Mobile Banking
– Mobile Deposit
– Text, Email, Mobile Banking account alerts
– Shazam Brella
Cornerstone Gold Savings
Minimum Deposit and Minimum Balance Requirements: $2,500
– $50,000 in combination of all deposit accounts at CornerStone State Bank
10 free withdrawals/debits – $0.50 activity fee per debit over 10
Quarterly Maintenance Fee: $10
– Waived if account meets one of the Minimum Balance Requirements
Quarterly Paper Statement Fee: $1
-Waived if enrolled in E-Statements or average balance is $15,000 or higher
Interest Paid: Yes, variable
Features – Benefits:
– Internet Banking
– Mobile Banking
– Mobile Deposit
– Direct Deposit
– P2P
– Shazam Brella
Cornerstone Gold Money Market Savings
Minimum Deposit and Minimum Balance Requirements:
$15,000 account minimum
$50,000 in combination of all deposit accounts at ConerStone State Bank
Monthly Maintenance Fee: $10
– Waived if account meets one of the Minimum Balance Requirements
$1.00 per check/debit fee
Monthly Paper Statement Fee: $1
– Waived if enrolled in E-Statements or average balance is $15,000 or higher
Interest Paid: Yes, Variable
Features – Benefits:
– No fee on Money Orders and Cashier’s Checks – 5 per month
– No fee on photocopies – 5 per month
– No fee on Notary & Signature Guarantee
– Direct Deposit
– Internet Banking
– Mobile Banking
-Mobile Deposit
– Free standard style checks, single or duplicate – 1 box per order
– Text, Email, Mobile Banking account alerts
* We require that you have $200.00 on deposit to cash a Non-CornerStone State Bank check without a check-cashing fee.
* We may change the rate on interest bearing accounts, at any time, at our discretion. As rates change in the market place, current rate are always posted in the bank lobby.
* We use the daily collected balance method to calculate the interest on this account. The method applies a daily periodic rate to the collected principal balance in the account each day.
* Encoded savings slips are provided free of charge to the account holders.
* Subject to service charges if dormant for 12 months.
* If you would like Internet or mobile access to your accounts please enroll on our Website